Overview
Dataset statistics
| Number of variables | 31 |
|---|---|
| Number of observations | 50000 |
| Missing cells | 0 |
| Missing cells (%) | 0.0% |
| Duplicate rows | 0 |
| Duplicate rows (%) | 0.0% |
| Total size in memory | 13.2 MiB |
| Average record size in memory | 277.1 B |
Variable types
| Numeric | 18 |
|---|---|
| Categorical | 13 |
Amount_invested_monthly is highly overall correlated with Annual_Income and 1 other fields | High correlation |
Annual_Income is highly overall correlated with Amount_invested_monthly and 2 other fields | High correlation |
Credit_History_Months is highly overall correlated with Interest_Rate and 4 other fields | High correlation |
Credit_Mix is highly overall correlated with Delay_from_due_date and 6 other fields | High correlation |
Delay_from_due_date is highly overall correlated with Credit_Mix and 4 other fields | High correlation |
Interest_Rate is highly overall correlated with Credit_History_Months and 6 other fields | High correlation |
Monthly_Balance is highly overall correlated with Annual_Income and 1 other fields | High correlation |
Monthly_Inhand_Salary is highly overall correlated with Amount_invested_monthly and 2 other fields | High correlation |
Num_Bank_Accounts is highly overall correlated with Credit_Mix and 3 other fields | High correlation |
Num_Credit_Inquiries is highly overall correlated with Credit_History_Months and 2 other fields | High correlation |
Num_of_Delayed_Payment is highly overall correlated with Credit_Mix and 3 other fields | High correlation |
Num_of_Loan is highly overall correlated with Credit_History_Months and 3 other fields | High correlation |
Num_of_Loan_Types is highly overall correlated with Credit_History_Months and 2 other fields | High correlation |
Outstanding_Debt is highly overall correlated with Credit_History_Months and 6 other fields | High correlation |
Payment_Behaviour_lavel is highly overall correlated with Payment_Behaviour_size | High correlation |
Payment_Behaviour_size is highly overall correlated with Payment_Behaviour_lavel | High correlation |
Payment_of_Min_Amount is highly overall correlated with Credit_Mix | High correlation |
Credit_Utilization_Ratio has unique values | Unique |
Num_Bank_Accounts has 2166 (4.3%) zeros | Zeros |
Num_of_Loan has 5163 (10.3%) zeros | Zeros |
Num_of_Loan_Types has 6484 (13.0%) zeros | Zeros |
Delay_from_due_date has 626 (1.3%) zeros | Zeros |
Num_of_Delayed_Payment has 784 (1.6%) zeros | Zeros |
Num_Credit_Inquiries has 1102 (2.2%) zeros | Zeros |
Total_EMI_per_month has 5002 (10.0%) zeros | Zeros |
Reproduction
| Analysis started | 2025-12-10 06:23:58.848342 |
|---|---|
| Analysis finished | 2025-12-10 06:25:06.607263 |
| Duration | 1 minute and 7.76 seconds |
| Software version | ydata-profiling vv4.18.0 |
| Download configuration | config.json |
Variables
Age
Real number (ℝ)
| Distinct | 38 |
|---|---|
| Distinct (%) | 0.1% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Infinite | 0 |
| Infinite (%) | 0.0% |
| Mean | 34.9489 |
| Minimum | 19 |
|---|---|
| Maximum | 56 |
| Zeros | 0 |
| Zeros (%) | 0.0% |
| Negative | 0 |
| Negative (%) | 0.0% |
| Memory size | 1.8 MiB |
Quantile statistics
| Minimum | 19 |
|---|---|
| 5-th percentile | 20 |
| Q1 | 28 |
| median | 34 |
| Q3 | 41 |
| 95-th percentile | 52 |
| Maximum | 56 |
| Range | 37 |
| Interquartile range (IQR) | 13 |
Descriptive statistics
| Standard deviation | 9.2970327 |
|---|---|
| Coefficient of variation (CV) | 0.26601789 |
| Kurtosis | -0.59152144 |
| Mean | 34.9489 |
| Median Absolute Deviation (MAD) | 7 |
| Skewness | 0.28176638 |
| Sum | 1747445 |
| Variance | 86.434817 |
| Monotonicity | Not monotonic |
| Value | Count | Frequency (%) |
| 34 | 8246 | 16.5% |
| 39 | 1493 | 3.0% |
| 32 | 1440 | 2.9% |
| 44 | 1428 | 2.9% |
| 22 | 1422 | 2.8% |
| 35 | 1414 | 2.8% |
| 37 | 1397 | 2.8% |
| 27 | 1382 | 2.8% |
| 20 | 1374 | 2.7% |
| 29 | 1368 | 2.7% |
| Other values (28) | 29036 |
| Value | Count | Frequency (%) |
| 19 | 1277 | |
| 20 | 1374 | |
| 21 | 1260 | |
| 22 | 1422 | |
| 23 | 1213 | |
| 24 | 1318 | |
| 25 | 1325 | |
| 26 | 1348 | |
| 27 | 1382 | |
| 28 | 1344 |
| Value | Count | Frequency (%) |
| 56 | 498 | |
| 55 | 647 | |
| 54 | 623 | |
| 53 | 657 | |
| 52 | 593 | |
| 51 | 610 | |
| 50 | 653 | |
| 49 | 644 | |
| 48 | 593 | |
| 47 | 624 |
Occupation
Categorical
| Distinct | 16 |
|---|---|
| Distinct (%) | < 0.1% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Memory size | 1.8 MiB |
| Unknown | |
|---|---|
| Lawyer | 3324 |
| Engineer | 3212 |
| Architect | 3195 |
| Mechanic | 3168 |
| Other values (11) |
Length
| Max length | 13 |
|---|---|
| Median length | 10 |
| Mean length | 8.43476 |
| Min length | 6 |
Unique
| Unique | 0 ? |
|---|---|
| Unique (%) | 0.0% |
Sample
| 1st row | Scientist |
|---|---|
| 2nd row | Scientist |
| 3rd row | Scientist |
| 4th row | Scientist |
| 5th row | Unknown |
Common Values
| Value | Count | Frequency (%) |
| Unknown | 3438 | 6.9% |
| Lawyer | 3324 | 6.6% |
| Engineer | 3212 | 6.4% |
| Architect | 3195 | 6.4% |
| Mechanic | 3168 | 6.3% |
| Developer | 3146 | 6.3% |
| Accountant | 3133 | 6.3% |
| Media_Manager | 3130 | 6.3% |
| Scientist | 3104 | 6.2% |
| Teacher | 3103 | 6.2% |
| Other values (6) | 18047 |
Length
| Value | Count | Frequency (%) |
| unknown | 3438 | 6.9% |
| lawyer | 3324 | 6.6% |
| engineer | 3212 | 6.4% |
| architect | 3195 | 6.4% |
| mechanic | 3168 | 6.3% |
| developer | 3146 | 6.3% |
| accountant | 3133 | 6.3% |
| media_manager | 3130 | 6.3% |
| scientist | 3104 | 6.2% |
| teacher | 3103 | 6.2% |
| Other values (6) | 18047 |
Most occurring characters
| Value | Count | Frequency (%) |
| e | 56361 | |
| n | 47596 | |
| r | 43349 | |
| a | 34102 | 8.1% |
| c | 31173 | 7.4% |
| t | 30964 | 7.3% |
| i | 30777 | 7.3% |
| o | 18808 | 4.5% |
| M | 15375 | 3.6% |
| u | 12220 | 2.9% |
| Other values (20) | 101013 |
Most occurring categories
| Value | Count | Frequency (%) |
| (unknown) | 421738 |
Most frequent character per category
(unknown)
| Value | Count | Frequency (%) |
| e | 56361 | |
| n | 47596 | |
| r | 43349 | |
| a | 34102 | 8.1% |
| c | 31173 | 7.4% |
| t | 30964 | 7.3% |
| i | 30777 | 7.3% |
| o | 18808 | 4.5% |
| M | 15375 | 3.6% |
| u | 12220 | 2.9% |
| Other values (20) | 101013 |
Most occurring scripts
| Value | Count | Frequency (%) |
| (unknown) | 421738 |
Most frequent character per script
(unknown)
| Value | Count | Frequency (%) |
| e | 56361 | |
| n | 47596 | |
| r | 43349 | |
| a | 34102 | 8.1% |
| c | 31173 | 7.4% |
| t | 30964 | 7.3% |
| i | 30777 | 7.3% |
| o | 18808 | 4.5% |
| M | 15375 | 3.6% |
| u | 12220 | 2.9% |
| Other values (20) | 101013 |
Most occurring blocks
| Value | Count | Frequency (%) |
| (unknown) | 421738 |
Most frequent character per block
(unknown)
| Value | Count | Frequency (%) |
| e | 56361 | |
| n | 47596 | |
| r | 43349 | |
| a | 34102 | 8.1% |
| c | 31173 | 7.4% |
| t | 30964 | 7.3% |
| i | 30777 | 7.3% |
| o | 18808 | 4.5% |
| M | 15375 | 3.6% |
| u | 12220 | 2.9% |
| Other values (20) | 101013 |
Annual_Income
Real number (ℝ)
High correlation
| Distinct | 12954 |
|---|---|
| Distinct (%) | 25.9% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Infinite | 0 |
| Infinite (%) | 0.0% |
| Mean | 156138.03 |
| Minimum | 7005.93 |
|---|---|
| Maximum | 24137255 |
| Zeros | 0 |
| Zeros (%) | 0.0% |
| Negative | 0 |
| Negative (%) | 0.0% |
| Memory size | 1.8 MiB |
Quantile statistics
| Minimum | 7005.93 |
|---|---|
| 5-th percentile | 9888.7 |
| Q1 | 20062.86 |
| median | 37575.87 |
| Q3 | 69955.56 |
| 95-th percentile | 132753.52 |
| Maximum | 24137255 |
| Range | 24130249 |
| Interquartile range (IQR) | 49892.7 |
Descriptive statistics
| Standard deviation | 1294277.9 |
|---|---|
| Coefficient of variation (CV) | 8.2893187 |
| Kurtosis | 206.052 |
| Mean | 156138.03 |
| Median Absolute Deviation (MAD) | 20453.5 |
| Skewness | 13.887611 |
| Sum | 7.8069016 × 109 |
| Variance | 1.6751553 × 1012 |
| Monotonicity | Not monotonic |
| Value | Count | Frequency (%) |
| 37575.87 | 3520 | 7.0% |
| 36585.12 | 8 | < 0.1% |
| 109945.32 | 8 | < 0.1% |
| 9141.63 | 8 | < 0.1% |
| 17816.75 | 8 | < 0.1% |
| 22434.16 | 8 | < 0.1% |
| 72524.2 | 8 | < 0.1% |
| 95596.35 | 8 | < 0.1% |
| 40341.16 | 7 | < 0.1% |
| 20867.67 | 7 | < 0.1% |
| Other values (12944) | 46410 |
| Value | Count | Frequency (%) |
| 7005.93 | 4 | |
| 7006.035 | 3 | |
| 7006.52 | 4 | |
| 7011.685 | 4 | |
| 7012.31 | 4 | |
| 7019.435 | 4 | |
| 7020.545 | 3 | |
| 7021.91 | 4 | |
| 7023.16 | 3 | |
| 7039.745 | 4 |
| Value | Count | Frequency (%) |
| 24137255 | 1 | |
| 24121832 | 1 | |
| 24112304 | 1 | |
| 24017307 | 1 | |
| 24004088 | 1 | |
| 23994243 | 1 | |
| 23967713 | 1 | |
| 23960895 | 1 | |
| 23941224 | 1 | |
| 23875413 | 1 |
Monthly_Inhand_Salary
Real number (ℝ)
High correlation
| Distinct | 12794 |
|---|---|
| Distinct (%) | 25.6% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Infinite | 0 |
| Infinite (%) | 0.0% |
| Mean | 4017.6932 |
| Minimum | 303.64542 |
|---|---|
| Maximum | 15204.633 |
| Zeros | 0 |
| Zeros (%) | 0.0% |
| Negative | 0 |
| Negative (%) | 0.0% |
| Memory size | 1.8 MiB |
Quantile statistics
| Minimum | 303.64542 |
|---|---|
| 5-th percentile | 887.24298 |
| Q1 | 1794.3042 |
| median | 3086.305 |
| Q3 | 5338.9675 |
| 95-th percentile | 10434.411 |
| Maximum | 15204.633 |
| Range | 14900.988 |
| Interquartile range (IQR) | 3544.6633 |
Descriptive statistics
| Standard deviation | 2952.4799 |
|---|---|
| Coefficient of variation (CV) | 0.73486943 |
| Kurtosis | 1.4053214 |
| Mean | 4017.6932 |
| Median Absolute Deviation (MAD) | 1538.0592 |
| Skewness | 1.3544086 |
| Sum | 2.0088466 × 108 |
| Variance | 8717137.6 |
| Monotonicity | Not monotonic |
| Value | Count | Frequency (%) |
| 3086.305 | 7498 | 15.0% |
| 1315.560833 | 8 | < 0.1% |
| 536.43125 | 7 | < 0.1% |
| 5766.491667 | 7 | < 0.1% |
| 4387.2725 | 7 | < 0.1% |
| 6082.1875 | 7 | < 0.1% |
| 3080.555 | 7 | < 0.1% |
| 6639.56 | 7 | < 0.1% |
| 2295.058333 | 7 | < 0.1% |
| 6358.956667 | 6 | < 0.1% |
| Other values (12784) | 42439 |
| Value | Count | Frequency (%) |
| 303.6454167 | 2 | |
| 319.55625 | 4 | |
| 331.0319233 | 2 | |
| 332.1283333 | 3 | |
| 332.43125 | 4 | |
| 333.5966667 | 4 | |
| 355.2083333 | 4 | |
| 357.2558333 | 4 | |
| 358.0583333 | 4 | |
| 361.6033333 | 4 |
| Value | Count | Frequency (%) |
| 15204.63333 | 3 | |
| 15167.18 | 4 | |
| 15136.69667 | 3 | |
| 15115.19 | 3 | |
| 15101.94 | 3 | |
| 15090.07667 | 4 | |
| 15066.78333 | 4 | |
| 14978.33667 | 3 | |
| 14960.25 | 1 | < 0.1% |
| 14929.54 | 3 |
Num_Bank_Accounts
Real number (ℝ)
High correlation Zeros
| Distinct | 12 |
|---|---|
| Distinct (%) | < 0.1% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Infinite | 0 |
| Infinite (%) | 0.0% |
| Mean | 5.3777 |
| Minimum | 0 |
|---|---|
| Maximum | 11 |
| Zeros | 2166 |
| Zeros (%) | 4.3% |
| Negative | 0 |
| Negative (%) | 0.0% |
| Memory size | 1.8 MiB |
Quantile statistics
| Minimum | 0 |
|---|---|
| 5-th percentile | 1 |
| Q1 | 3 |
| median | 6 |
| Q3 | 7 |
| 95-th percentile | 10 |
| Maximum | 11 |
| Range | 11 |
| Interquartile range (IQR) | 4 |
Descriptive statistics
| Standard deviation | 2.5771953 |
|---|---|
| Coefficient of variation (CV) | 0.47923746 |
| Kurtosis | -0.66244139 |
| Mean | 5.3777 |
| Median Absolute Deviation (MAD) | 2 |
| Skewness | -0.19944736 |
| Sum | 268885 |
| Variance | 6.6419355 |
| Monotonicity | Not monotonic |
| Value | Count | Frequency (%) |
| 6 | 7155 | |
| 7 | 6408 | |
| 8 | 6387 | |
| 4 | 6100 | |
| 5 | 6068 | |
| 3 | 5955 | |
| 9 | 2738 | 5.5% |
| 10 | 2599 | 5.2% |
| 1 | 2253 | 4.5% |
| 0 | 2166 | 4.3% |
| Other values (2) | 2171 | 4.3% |
| Value | Count | Frequency (%) |
| 0 | 2166 | 4.3% |
| 1 | 2253 | 4.5% |
| 2 | 2152 | 4.3% |
| 3 | 5955 | |
| 4 | 6100 | |
| 5 | 6068 | |
| 6 | 7155 | |
| 7 | 6408 | |
| 8 | 6387 | |
| 9 | 2738 | 5.5% |
| Value | Count | Frequency (%) |
| 11 | 19 | < 0.1% |
| 10 | 2599 | 5.2% |
| 9 | 2738 | 5.5% |
| 8 | 6387 | |
| 7 | 6408 | |
| 6 | 7155 | |
| 5 | 6068 | |
| 4 | 6100 | |
| 3 | 5955 | |
| 2 | 2152 | 4.3% |
Num_Credit_Card
Real number (ℝ)
| Distinct | 12 |
|---|---|
| Distinct (%) | < 0.1% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Infinite | 0 |
| Infinite (%) | 0.0% |
| Mean | 5.52008 |
| Minimum | 0 |
|---|---|
| Maximum | 11 |
| Zeros | 16 |
| Zeros (%) | < 0.1% |
| Negative | 0 |
| Negative (%) | 0.0% |
| Memory size | 1.8 MiB |
Quantile statistics
| Minimum | 0 |
|---|---|
| 5-th percentile | 3 |
| Q1 | 4 |
| median | 5 |
| Q3 | 7 |
| 95-th percentile | 9 |
| Maximum | 11 |
| Range | 11 |
| Interquartile range (IQR) | 3 |
Descriptive statistics
| Standard deviation | 2.0495075 |
|---|---|
| Coefficient of variation (CV) | 0.3712822 |
| Kurtosis | -0.26021895 |
| Mean | 5.52008 |
| Median Absolute Deviation (MAD) | 1 |
| Skewness | 0.24616653 |
| Sum | 276004 |
| Variance | 4.2004808 |
| Monotonicity | Not monotonic |
| Value | Count | Frequency (%) |
| 5 | 10389 | |
| 7 | 8271 | |
| 6 | 8243 | |
| 4 | 7072 | |
| 3 | 6539 | |
| 8 | 2497 | 5.0% |
| 10 | 2405 | 4.8% |
| 9 | 2333 | 4.7% |
| 2 | 1131 | 2.3% |
| 1 | 1063 | 2.1% |
| Other values (2) | 57 | 0.1% |
| Value | Count | Frequency (%) |
| 0 | 16 | < 0.1% |
| 1 | 1063 | 2.1% |
| 2 | 1131 | 2.3% |
| 3 | 6539 | |
| 4 | 7072 | |
| 5 | 10389 | |
| 6 | 8243 | |
| 7 | 8271 | |
| 8 | 2497 | 5.0% |
| 9 | 2333 | 4.7% |
| Value | Count | Frequency (%) |
| 11 | 41 | 0.1% |
| 10 | 2405 | 4.8% |
| 9 | 2333 | 4.7% |
| 8 | 2497 | 5.0% |
| 7 | 8271 | |
| 6 | 8243 | |
| 5 | 10389 | |
| 4 | 7072 | |
| 3 | 6539 | |
| 2 | 1131 | 2.3% |
Interest_Rate
Real number (ℝ)
High correlation
| Distinct | 34 |
|---|---|
| Distinct (%) | 0.1% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Infinite | 0 |
| Infinite (%) | 0.0% |
| Mean | 14.50196 |
| Minimum | 1 |
|---|---|
| Maximum | 34 |
| Zeros | 0 |
| Zeros (%) | 0.0% |
| Negative | 0 |
| Negative (%) | 0.0% |
| Memory size | 1.8 MiB |
Quantile statistics
| Minimum | 1 |
|---|---|
| 5-th percentile | 2 |
| Q1 | 8 |
| median | 13 |
| Q3 | 20 |
| 95-th percentile | 31 |
| Maximum | 34 |
| Range | 33 |
| Interquartile range (IQR) | 12 |
Descriptive statistics
| Standard deviation | 8.6613727 |
|---|---|
| Coefficient of variation (CV) | 0.59725531 |
| Kurtosis | -0.63386875 |
| Mean | 14.50196 |
| Median Absolute Deviation (MAD) | 6 |
| Skewness | 0.51047292 |
| Sum | 725098 |
| Variance | 75.019377 |
| Monotonicity | Not monotonic |
| Value | Count | Frequency (%) |
| 8 | 2503 | 5.0% |
| 5 | 2500 | 5.0% |
| 6 | 2368 | 4.7% |
| 12 | 2288 | 4.6% |
| 10 | 2259 | 4.5% |
| 9 | 2253 | 4.5% |
| 7 | 2250 | 4.5% |
| 11 | 2198 | 4.4% |
| 13 | 2153 | 4.3% |
| 18 | 2052 | 4.1% |
| Other values (24) | 27176 |
| Value | Count | Frequency (%) |
| 1 | 1344 | |
| 2 | 1245 | |
| 3 | 1388 | |
| 4 | 1287 | |
| 5 | 2500 | |
| 6 | 2368 | |
| 7 | 2250 | |
| 8 | 2503 | |
| 9 | 2253 | |
| 10 | 2259 |
| Value | Count | Frequency (%) |
| 34 | 744 | |
| 33 | 734 | |
| 32 | 874 | |
| 31 | 731 | |
| 30 | 846 | |
| 29 | 833 | |
| 28 | 815 | |
| 27 | 808 | |
| 26 | 749 | |
| 25 | 790 |
Num_of_Loan
Real number (ℝ)
High correlation Zeros
| Distinct | 10 |
|---|---|
| Distinct (%) | < 0.1% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Infinite | 0 |
| Infinite (%) | 0.0% |
| Mean | 3.4839 |
| Minimum | 0 |
|---|---|
| Maximum | 9 |
| Zeros | 5163 |
| Zeros (%) | 10.3% |
| Negative | 0 |
| Negative (%) | 0.0% |
| Memory size | 1.8 MiB |
Quantile statistics
| Minimum | 0 |
|---|---|
| 5-th percentile | 0 |
| Q1 | 2 |
| median | 3 |
| Q3 | 5 |
| 95-th percentile | 8 |
| Maximum | 9 |
| Range | 9 |
| Interquartile range (IQR) | 3 |
Descriptive statistics
| Standard deviation | 2.3340115 |
|---|---|
| Coefficient of variation (CV) | 0.66994217 |
| Kurtosis | -0.35125905 |
| Mean | 3.4839 |
| Median Absolute Deviation (MAD) | 1 |
| Skewness | 0.5269563 |
| Sum | 174195 |
| Variance | 5.4476097 |
| Monotonicity | Not monotonic |
| Value | Count | Frequency (%) |
| 3 | 11774 | |
| 2 | 7173 | |
| 4 | 6982 | |
| 0 | 5163 | |
| 1 | 5029 | |
| 6 | 3707 | 7.4% |
| 7 | 3483 | 7.0% |
| 5 | 3437 | 6.9% |
| 9 | 1746 | 3.5% |
| 8 | 1506 | 3.0% |
| Value | Count | Frequency (%) |
| 0 | 5163 | |
| 1 | 5029 | |
| 2 | 7173 | |
| 3 | 11774 | |
| 4 | 6982 | |
| 5 | 3437 | 6.9% |
| 6 | 3707 | 7.4% |
| 7 | 3483 | 7.0% |
| 8 | 1506 | 3.0% |
| 9 | 1746 | 3.5% |
| Value | Count | Frequency (%) |
| 9 | 1746 | 3.5% |
| 8 | 1506 | 3.0% |
| 7 | 3483 | 7.0% |
| 6 | 3707 | 7.4% |
| 5 | 3437 | 6.9% |
| 4 | 6982 | |
| 3 | 11774 | |
| 2 | 7173 | |
| 1 | 5029 | |
| 0 | 5163 |
Debt Consolidation Loan
Categorical
| Distinct | 2 |
|---|---|
| Distinct (%) | < 0.1% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Memory size | 1.8 MiB |
| 0 | |
|---|---|
| 1 |
Length
| Max length | 1 |
|---|---|
| Median length | 1 |
| Mean length | 1 |
| Min length | 1 |
Unique
| Unique | 0 ? |
|---|---|
| Unique (%) | 0.0% |
Sample
| 1st row | 0 |
|---|---|
| 2nd row | 0 |
| 3rd row | 0 |
| 4th row | 0 |
| 5th row | 0 |
Common Values
| Value | Count | Frequency (%) |
| 0 | 34480 | |
| 1 | 15520 |
Length
Common Values (Plot)
| Value | Count | Frequency (%) |
| 0 | 34480 | |
| 1 | 15520 |
Most occurring characters
| Value | Count | Frequency (%) |
| 0 | 34480 | |
| 1 | 15520 |
Most occurring categories
| Value | Count | Frequency (%) |
| (unknown) | 50000 |
Most frequent character per category
(unknown)
| Value | Count | Frequency (%) |
| 0 | 34480 | |
| 1 | 15520 |
Most occurring scripts
| Value | Count | Frequency (%) |
| (unknown) | 50000 |
Most frequent character per script
(unknown)
| Value | Count | Frequency (%) |
| 0 | 34480 | |
| 1 | 15520 |
Most occurring blocks
| Value | Count | Frequency (%) |
| (unknown) | 50000 |
Most frequent character per block
(unknown)
| Value | Count | Frequency (%) |
| 0 | 34480 | |
| 1 | 15520 |
Length
| Max length | 1 |
|---|---|
| Median length | 1 |
| Mean length | 1 |
| Min length | 1 |
Unique
| Unique | 0 ? |
|---|---|
| Unique (%) | 0.0% |
Sample
| 1st row | 1 |
|---|---|
| 2nd row | 1 |
| 3rd row | 1 |
| 4th row | 1 |
| 5th row | 0 |
Common Values
| Value | Count | Frequency (%) |
| 0 | 34300 | |
| 1 | 15700 |
Length
Common Values (Plot)
| Value | Count | Frequency (%) |
| 0 | 34300 | |
| 1 | 15700 |
Most occurring characters
| Value | Count | Frequency (%) |
| 0 | 34300 | |
| 1 | 15700 |
Most occurring categories
| Value | Count | Frequency (%) |
| (unknown) | 50000 |
Most frequent character per category
(unknown)
| Value | Count | Frequency (%) |
| 0 | 34300 | |
| 1 | 15700 |
Most occurring scripts
| Value | Count | Frequency (%) |
| (unknown) | 50000 |
Most frequent character per script
(unknown)
| Value | Count | Frequency (%) |
| 0 | 34300 | |
| 1 | 15700 |
Most occurring blocks
| Value | Count | Frequency (%) |
| (unknown) | 50000 |
Most frequent character per block
(unknown)
| Value | Count | Frequency (%) |
| 0 | 34300 | |
| 1 | 15700 |
Length
| Max length | 1 |
|---|---|
| Median length | 1 |
| Mean length | 1 |
| Min length | 1 |
Unique
| Unique | 0 ? |
|---|---|
| Unique (%) | 0.0% |
Sample
| 1st row | 0 |
|---|---|
| 2nd row | 0 |
| 3rd row | 0 |
| 4th row | 0 |
| 5th row | 0 |
Common Values
| Value | Count | Frequency (%) |
| 0 | 34480 | |
| 1 | 15520 |
Length
Common Values (Plot)
| Value | Count | Frequency (%) |
| 0 | 34480 | |
| 1 | 15520 |
Most occurring characters
| Value | Count | Frequency (%) |
| 0 | 34480 | |
| 1 | 15520 |
Most occurring categories
| Value | Count | Frequency (%) |
| (unknown) | 50000 |
Most frequent character per category
(unknown)
| Value | Count | Frequency (%) |
| 0 | 34480 | |
| 1 | 15520 |
Most occurring scripts
| Value | Count | Frequency (%) |
| (unknown) | 50000 |
Most frequent character per script
(unknown)
| Value | Count | Frequency (%) |
| 0 | 34480 | |
| 1 | 15520 |
Most occurring blocks
| Value | Count | Frequency (%) |
| (unknown) | 50000 |
Most frequent character per block
(unknown)
| Value | Count | Frequency (%) |
| 0 | 34480 | |
| 1 | 15520 |
Length
| Max length | 1 |
|---|---|
| Median length | 1 |
| Mean length | 1 |
| Min length | 1 |
Unique
| Unique | 0 ? |
|---|---|
| Unique (%) | 0.0% |
Sample
| 1st row | 0 |
|---|---|
| 2nd row | 0 |
| 3rd row | 0 |
| 4th row | 0 |
| 5th row | 0 |
Common Values
| Value | Count | Frequency (%) |
| 0 | 34028 | |
| 1 | 15972 |
Length
Common Values (Plot)
| Value | Count | Frequency (%) |
| 0 | 34028 | |
| 1 | 15972 |
Most occurring characters
| Value | Count | Frequency (%) |
| 0 | 34028 | |
| 1 | 15972 |
Most occurring categories
| Value | Count | Frequency (%) |
| (unknown) | 50000 |
Most frequent character per category
(unknown)
| Value | Count | Frequency (%) |
| 0 | 34028 | |
| 1 | 15972 |
Most occurring scripts
| Value | Count | Frequency (%) |
| (unknown) | 50000 |
Most frequent character per script
(unknown)
| Value | Count | Frequency (%) |
| 0 | 34028 | |
| 1 | 15972 |
Most occurring blocks
| Value | Count | Frequency (%) |
| (unknown) | 50000 |
Most frequent character per block
(unknown)
| Value | Count | Frequency (%) |
| 0 | 34028 | |
| 1 | 15972 |
Length
| Max length | 1 |
|---|---|
| Median length | 1 |
| Mean length | 1 |
| Min length | 1 |
Unique
| Unique | 0 ? |
|---|---|
| Unique (%) | 0.0% |
Sample
| 1st row | 1 |
|---|---|
| 2nd row | 1 |
| 3rd row | 1 |
| 4th row | 1 |
| 5th row | 0 |
Common Values
| Value | Count | Frequency (%) |
| 0 | 34448 | |
| 1 | 15552 |
Length
Common Values (Plot)
| Value | Count | Frequency (%) |
| 0 | 34448 | |
| 1 | 15552 |
Most occurring characters
| Value | Count | Frequency (%) |
| 0 | 34448 | |
| 1 | 15552 |
Most occurring categories
| Value | Count | Frequency (%) |
| (unknown) | 50000 |
Most frequent character per category
(unknown)
| Value | Count | Frequency (%) |
| 0 | 34448 | |
| 1 | 15552 |
Most occurring scripts
| Value | Count | Frequency (%) |
| (unknown) | 50000 |
Most frequent character per script
(unknown)
| Value | Count | Frequency (%) |
| 0 | 34448 | |
| 1 | 15552 |
Most occurring blocks
| Value | Count | Frequency (%) |
| (unknown) | 50000 |
Most frequent character per block
(unknown)
| Value | Count | Frequency (%) |
| 0 | 34448 | |
| 1 | 15552 |
Length
| Max length | 1 |
|---|---|
| Median length | 1 |
| Mean length | 1 |
| Min length | 1 |
Unique
| Unique | 0 ? |
|---|---|
| Unique (%) | 0.0% |
Sample
| 1st row | 1 |
|---|---|
| 2nd row | 1 |
| 3rd row | 1 |
| 4th row | 1 |
| 5th row | 0 |
Common Values
| Value | Count | Frequency (%) |
| 0 | 34720 | |
| 1 | 15280 |
Length
Common Values (Plot)
| Value | Count | Frequency (%) |
| 0 | 34720 | |
| 1 | 15280 |
Most occurring characters
| Value | Count | Frequency (%) |
| 0 | 34720 | |
| 1 | 15280 |
Most occurring categories
| Value | Count | Frequency (%) |
| (unknown) | 50000 |
Most frequent character per category
(unknown)
| Value | Count | Frequency (%) |
| 0 | 34720 | |
| 1 | 15280 |
Most occurring scripts
| Value | Count | Frequency (%) |
| (unknown) | 50000 |
Most frequent character per script
(unknown)
| Value | Count | Frequency (%) |
| 0 | 34720 | |
| 1 | 15280 |
Most occurring blocks
| Value | Count | Frequency (%) |
| (unknown) | 50000 |
Most frequent character per block
(unknown)
| Value | Count | Frequency (%) |
| 0 | 34720 | |
| 1 | 15280 |
Length
| Max length | 1 |
|---|---|
| Median length | 1 |
| Mean length | 1 |
| Min length | 1 |
Unique
| Unique | 0 ? |
|---|---|
| Unique (%) | 0.0% |
Sample
| 1st row | 0 |
|---|---|
| 2nd row | 0 |
| 3rd row | 0 |
| 4th row | 0 |
| 5th row | 0 |
Common Values
| Value | Count | Frequency (%) |
| 0 | 34320 | |
| 1 | 15680 |
Length
Common Values (Plot)
| Value | Count | Frequency (%) |
| 0 | 34320 | |
| 1 | 15680 |
Most occurring characters
| Value | Count | Frequency (%) |
| 0 | 34320 | |
| 1 | 15680 |
Most occurring categories
| Value | Count | Frequency (%) |
| (unknown) | 50000 |
Most frequent character per category
(unknown)
| Value | Count | Frequency (%) |
| 0 | 34320 | |
| 1 | 15680 |
Most occurring scripts
| Value | Count | Frequency (%) |
| (unknown) | 50000 |
Most frequent character per script
(unknown)
| Value | Count | Frequency (%) |
| 0 | 34320 | |
| 1 | 15680 |
Most occurring blocks
| Value | Count | Frequency (%) |
| (unknown) | 50000 |
Most frequent character per block
(unknown)
| Value | Count | Frequency (%) |
| 0 | 34320 | |
| 1 | 15680 |
Credit-Builder Loan
Categorical
| Distinct | 2 |
|---|---|
| Distinct (%) | < 0.1% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Memory size | 1.8 MiB |
| 0 | |
|---|---|
| 1 |
Length
| Max length | 1 |
|---|---|
| Median length | 1 |
| Mean length | 1 |
| Min length | 1 |
Unique
| Unique | 0 ? |
|---|---|
| Unique (%) | 0.0% |
Sample
| 1st row | 1 |
|---|---|
| 2nd row | 1 |
| 3rd row | 1 |
| 4th row | 1 |
| 5th row | 1 |
Common Values
| Value | Count | Frequency (%) |
| 0 | 34136 | |
| 1 | 15864 |
Length
Common Values (Plot)
| Value | Count | Frequency (%) |
| 0 | 34136 | |
| 1 | 15864 |
Most occurring characters
| Value | Count | Frequency (%) |
| 0 | 34136 | |
| 1 | 15864 |
Most occurring categories
| Value | Count | Frequency (%) |
| (unknown) | 50000 |
Most frequent character per category
(unknown)
| Value | Count | Frequency (%) |
| 0 | 34136 | |
| 1 | 15864 |
Most occurring scripts
| Value | Count | Frequency (%) |
| (unknown) | 50000 |
Most frequent character per script
(unknown)
| Value | Count | Frequency (%) |
| 0 | 34136 | |
| 1 | 15864 |
Most occurring blocks
| Value | Count | Frequency (%) |
| (unknown) | 50000 |
Most frequent character per block
(unknown)
| Value | Count | Frequency (%) |
| 0 | 34136 | |
| 1 | 15864 |
Num_of_Loan_Types
Real number (ℝ)
High correlation Zeros
| Distinct | 8 |
|---|---|
| Distinct (%) | < 0.1% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Infinite | 0 |
| Infinite (%) | 0.0% |
| Mean | 2.50176 |
| Minimum | 0 |
|---|---|
| Maximum | 7 |
| Zeros | 6484 |
| Zeros (%) | 13.0% |
| Negative | 0 |
| Negative (%) | 0.0% |
| Memory size | 1.8 MiB |
Quantile statistics
| Minimum | 0 |
|---|---|
| 5-th percentile | 0 |
| Q1 | 1 |
| median | 2 |
| Q3 | 4 |
| 95-th percentile | 5 |
| Maximum | 7 |
| Range | 7 |
| Interquartile range (IQR) | 3 |
Descriptive statistics
| Standard deviation | 1.626865 |
|---|---|
| Coefficient of variation (CV) | 0.65028821 |
| Kurtosis | -0.60423256 |
| Mean | 2.50176 |
| Median Absolute Deviation (MAD) | 1 |
| Skewness | 0.25031553 |
| Sum | 125088 |
| Variance | 2.6466898 |
| Monotonicity | Not monotonic |
| Value | Count | Frequency (%) |
| 2 | 11328 | |
| 3 | 10532 | |
| 1 | 8016 | |
| 4 | 7416 | |
| 0 | 6484 | |
| 5 | 4440 | 8.9% |
| 6 | 1532 | 3.1% |
| 7 | 252 | 0.5% |
| Value | Count | Frequency (%) |
| 0 | 6484 | |
| 1 | 8016 | |
| 2 | 11328 | |
| 3 | 10532 | |
| 4 | 7416 | |
| 5 | 4440 | 8.9% |
| 6 | 1532 | 3.1% |
| 7 | 252 | 0.5% |
| Value | Count | Frequency (%) |
| 7 | 252 | 0.5% |
| 6 | 1532 | 3.1% |
| 5 | 4440 | 8.9% |
| 4 | 7416 | |
| 3 | 10532 | |
| 2 | 11328 | |
| 1 | 8016 | |
| 0 | 6484 |
Delay_from_due_date
Real number (ℝ)
High correlation Zeros
| Distinct | 73 |
|---|---|
| Distinct (%) | 0.1% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Infinite | 0 |
| Infinite (%) | 0.0% |
| Mean | 21.05264 |
| Minimum | -5 |
|---|---|
| Maximum | 67 |
| Zeros | 626 |
| Zeros (%) | 1.3% |
| Negative | 298 |
| Negative (%) | 0.6% |
| Memory size | 1.8 MiB |
Quantile statistics
| Minimum | -5 |
|---|---|
| 5-th percentile | 3 |
| Q1 | 10 |
| median | 18 |
| Q3 | 28 |
| 95-th percentile | 54 |
| Maximum | 67 |
| Range | 72 |
| Interquartile range (IQR) | 18 |
Descriptive statistics
| Standard deviation | 14.860397 |
|---|---|
| Coefficient of variation (CV) | 0.70586859 |
| Kurtosis | 0.3444274 |
| Mean | 21.05264 |
| Median Absolute Deviation (MAD) | 9 |
| Skewness | 0.96492811 |
| Sum | 1052632 |
| Variance | 220.83141 |
| Monotonicity | Not monotonic |
| Value | Count | Frequency (%) |
| 13 | 1761 | 3.5% |
| 15 | 1759 | 3.5% |
| 8 | 1680 | 3.4% |
| 9 | 1656 | 3.3% |
| 10 | 1645 | 3.3% |
| 14 | 1636 | 3.3% |
| 12 | 1625 | 3.2% |
| 7 | 1587 | 3.2% |
| 6 | 1584 | 3.2% |
| 11 | 1573 | 3.1% |
| Other values (63) | 33494 |
| Value | Count | Frequency (%) |
| -5 | 18 | < 0.1% |
| -4 | 49 | 0.1% |
| -3 | 59 | 0.1% |
| -2 | 71 | 0.1% |
| -1 | 101 | 0.2% |
| 0 | 626 | |
| 1 | 668 | |
| 2 | 669 | |
| 3 | 848 | |
| 4 | 825 |
| Value | Count | Frequency (%) |
| 67 | 7 | < 0.1% |
| 66 | 12 | < 0.1% |
| 65 | 30 | 0.1% |
| 64 | 33 | 0.1% |
| 63 | 21 | < 0.1% |
| 62 | 279 | |
| 61 | 271 | |
| 60 | 259 | |
| 59 | 250 | |
| 58 | 282 |
Num_of_Delayed_Payment
Real number (ℝ)
High correlation Zeros
| Distinct | 29 |
|---|---|
| Distinct (%) | 0.1% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Infinite | 0 |
| Infinite (%) | 0.0% |
| Mean | 13.4874 |
| Minimum | 0 |
|---|---|
| Maximum | 28 |
| Zeros | 784 |
| Zeros (%) | 1.6% |
| Negative | 0 |
| Negative (%) | 0.0% |
| Memory size | 1.8 MiB |
Quantile statistics
| Minimum | 0 |
|---|---|
| 5-th percentile | 3 |
| Q1 | 10 |
| median | 14 |
| Q3 | 18 |
| 95-th percentile | 23 |
| Maximum | 28 |
| Range | 28 |
| Interquartile range (IQR) | 8 |
Descriptive statistics
| Standard deviation | 5.8535089 |
|---|---|
| Coefficient of variation (CV) | 0.43399832 |
| Kurtosis | -0.36112928 |
| Mean | 13.4874 |
| Median Absolute Deviation (MAD) | 4 |
| Skewness | -0.22428142 |
| Sum | 674370 |
| Variance | 34.263567 |
| Monotonicity | Not monotonic |
| Value | Count | Frequency (%) |
| 14 | 7588 | 15.2% |
| 19 | 2622 | 5.2% |
| 15 | 2594 | 5.2% |
| 18 | 2570 | 5.1% |
| 16 | 2548 | 5.1% |
| 17 | 2545 | 5.1% |
| 10 | 2517 | 5.0% |
| 12 | 2483 | 5.0% |
| 11 | 2440 | 4.9% |
| 20 | 2422 | 4.8% |
| Other values (19) | 19671 |
| Value | Count | Frequency (%) |
| 0 | 784 | 1.6% |
| 1 | 814 | 1.6% |
| 2 | 872 | 1.7% |
| 3 | 939 | 1.9% |
| 4 | 887 | 1.8% |
| 5 | 1036 | |
| 6 | 1076 | |
| 7 | 1140 | |
| 8 | 2352 | |
| 9 | 2365 |
| Value | Count | Frequency (%) |
| 28 | 64 | 0.1% |
| 27 | 104 | 0.2% |
| 26 | 147 | 0.3% |
| 25 | 813 | 1.6% |
| 24 | 836 | 1.7% |
| 23 | 1011 | 2.0% |
| 22 | 1116 | |
| 21 | 1315 | |
| 20 | 2422 | |
| 19 | 2622 |
Changed_Credit_Limit
Real number (ℝ)
| Distinct | 3713 |
|---|---|
| Distinct (%) | 7.4% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Infinite | 0 |
| Infinite (%) | 0.0% |
| Mean | 10.101752 |
| Minimum | -6.45 |
|---|---|
| Maximum | 28.32 |
| Zeros | 2 |
| Zeros (%) | < 0.1% |
| Negative | 835 |
| Negative (%) | 1.7% |
| Memory size | 1.8 MiB |
Quantile statistics
| Minimum | -6.45 |
|---|---|
| 5-th percentile | 1.17 |
| Q1 | 5.44 |
| median | 9.41 |
| Q3 | 14.14 |
| 95-th percentile | 21.91 |
| Maximum | 28.32 |
| Range | 34.77 |
| Interquartile range (IQR) | 8.7 |
Descriptive statistics
| Standard deviation | 6.3479675 |
|---|---|
| Coefficient of variation (CV) | 0.62840265 |
| Kurtosis | -0.069241267 |
| Mean | 10.101752 |
| Median Absolute Deviation (MAD) | 4.27 |
| Skewness | 0.52548721 |
| Sum | 505087.58 |
| Variance | 40.296692 |
| Monotonicity | Not monotonic |
| Value | Count | Frequency (%) |
| 9.41 | 1719 | 3.4% |
| 11.5 | 70 | 0.1% |
| 11.32 | 63 | 0.1% |
| 7.01 | 60 | 0.1% |
| 7.35 | 60 | 0.1% |
| 10.06 | 57 | 0.1% |
| 7.63 | 56 | 0.1% |
| 8.22 | 56 | 0.1% |
| 7.69 | 56 | 0.1% |
| 8.82 | 55 | 0.1% |
| Other values (3703) | 47748 |
| Value | Count | Frequency (%) |
| -6.45 | 2 | |
| -6.43 | 1 | |
| -6.41 | 1 | |
| -6.4 | 1 | |
| -6.37 | 1 | |
| -6.35 | 1 | |
| -6.33 | 1 | |
| -6.32 | 1 | |
| -6.3 | 1 | |
| -6.29 | 1 |
| Value | Count | Frequency (%) |
| 28.32 | 2 | < 0.1% |
| 28.31 | 1 | < 0.1% |
| 28.3 | 5 | |
| 28.28 | 7 | |
| 28.27 | 2 | < 0.1% |
| 28.26 | 3 | |
| 28.25 | 1 | < 0.1% |
| 28.23 | 4 | |
| 28.22 | 1 | < 0.1% |
| 28.21 | 2 | < 0.1% |
Num_Credit_Inquiries
Real number (ℝ)
High correlation Zeros
| Distinct | 750 |
|---|---|
| Distinct (%) | 1.5% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Infinite | 0 |
| Infinite (%) | 0.0% |
| Mean | 29.60244 |
| Minimum | 0 |
|---|---|
| Maximum | 2593 |
| Zeros | 1102 |
| Zeros (%) | 2.2% |
| Negative | 0 |
| Negative (%) | 0.0% |
| Memory size | 1.8 MiB |
Quantile statistics
| Minimum | 0 |
|---|---|
| 5-th percentile | 1 |
| Q1 | 4 |
| median | 7 |
| Q3 | 10 |
| 95-th percentile | 15 |
| Maximum | 2593 |
| Range | 2593 |
| Interquartile range (IQR) | 6 |
Descriptive statistics
| Standard deviation | 194.96233 |
|---|---|
| Coefficient of variation (CV) | 6.5860223 |
| Kurtosis | 98.50741 |
| Mean | 29.60244 |
| Median Absolute Deviation (MAD) | 3 |
| Skewness | 9.6911506 |
| Sum | 1480122 |
| Variance | 38010.31 |
| Monotonicity | Not monotonic |
| Value | Count | Frequency (%) |
| 7 | 5330 | |
| 5 | 4709 | |
| 4 | 4402 | 8.8% |
| 6 | 4375 | 8.8% |
| 8 | 3922 | 7.8% |
| 9 | 3523 | 7.0% |
| 3 | 3466 | 6.9% |
| 11 | 2996 | 6.0% |
| 10 | 2982 | 6.0% |
| 12 | 2585 | 5.2% |
| Other values (740) | 11710 |
| Value | Count | Frequency (%) |
| 0 | 1102 | 2.2% |
| 1 | 1747 | 3.5% |
| 2 | 2454 | |
| 3 | 3466 | |
| 4 | 4402 | |
| 5 | 4709 | |
| 6 | 4375 | |
| 7 | 5330 | |
| 8 | 3922 | |
| 9 | 3523 |
| Value | Count | Frequency (%) |
| 2593 | 1 | |
| 2592 | 1 | |
| 2588 | 1 | |
| 2586 | 1 | |
| 2583 | 1 | |
| 2576 | 1 | |
| 2575 | 1 | |
| 2574 | 1 | |
| 2570 | 1 | |
| 2567 | 1 |
Outstanding_Debt
Real number (ℝ)
High correlation
| Distinct | 12203 |
|---|---|
| Distinct (%) | 24.4% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Infinite | 0 |
| Infinite (%) | 0.0% |
| Mean | 1422.9254 |
| Minimum | 0.23 |
|---|---|
| Maximum | 4998.07 |
| Zeros | 0 |
| Zeros (%) | 0.0% |
| Negative | 0 |
| Negative (%) | 0.0% |
| Memory size | 1.8 MiB |
Quantile statistics
| Minimum | 0.23 |
|---|---|
| 5-th percentile | 120.02 |
| Q1 | 570.51 |
| median | 1164.47 |
| Q3 | 1931.12 |
| 95-th percentile | 4071.62 |
| Maximum | 4998.07 |
| Range | 4997.84 |
| Interquartile range (IQR) | 1360.61 |
Descriptive statistics
| Standard deviation | 1149.914 |
|---|---|
| Coefficient of variation (CV) | 0.8081337 |
| Kurtosis | 0.95092845 |
| Mean | 1422.9254 |
| Median Absolute Deviation (MAD) | 633.96 |
| Skewness | 1.2200186 |
| Sum | 71146269 |
| Variance | 1322302.1 |
| Monotonicity | Not monotonic |
| Value | Count | Frequency (%) |
| 1164.47 | 495 | 1.0% |
| 460.46 | 12 | < 0.1% |
| 1360.45 | 12 | < 0.1% |
| 1109.03 | 12 | < 0.1% |
| 1151.7 | 12 | < 0.1% |
| 148.52 | 8 | < 0.1% |
| 1124.02 | 8 | < 0.1% |
| 1961.73 | 8 | < 0.1% |
| 446.31 | 8 | < 0.1% |
| 1353.86 | 8 | < 0.1% |
| Other values (12193) | 49417 |
| Value | Count | Frequency (%) |
| 0.23 | 4 | |
| 0.34 | 4 | |
| 0.54 | 4 | |
| 0.56 | 4 | |
| 0.77 | 4 | |
| 0.95 | 8 | |
| 1.2 | 4 | |
| 1.23 | 4 | |
| 1.3 | 4 | |
| 1.33 | 4 |
| Value | Count | Frequency (%) |
| 4998.07 | 4 | |
| 4997.1 | 4 | |
| 4997.05 | 4 | |
| 4992.25 | 4 | |
| 4990.91 | 4 | |
| 4987.19 | 4 | |
| 4986.03 | 4 | |
| 4984.82 | 3 | |
| 4983.86 | 4 | |
| 4982.57 | 4 |
Credit_Utilization_Ratio
Real number (ℝ)
Unique
| Distinct | 50000 |
|---|---|
| Distinct (%) | 100.0% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Infinite | 0 |
| Infinite (%) | 0.0% |
| Mean | 32.279581 |
| Minimum | 20.509652 |
|---|---|
| Maximum | 48.540663 |
| Zeros | 0 |
| Zeros (%) | 0.0% |
| Negative | 0 |
| Negative (%) | 0.0% |
| Memory size | 1.8 MiB |
Quantile statistics
| Minimum | 20.509652 |
|---|---|
| 5-th percentile | 24.274339 |
| Q1 | 28.06104 |
| median | 32.28039 |
| Q3 | 36.468591 |
| 95-th percentile | 40.244882 |
| Maximum | 48.540663 |
| Range | 28.031011 |
| Interquartile range (IQR) | 8.4075506 |
Descriptive statistics
| Standard deviation | 5.1062377 |
|---|---|
| Coefficient of variation (CV) | 0.15818786 |
| Kurtosis | -0.94942073 |
| Mean | 32.279581 |
| Median Absolute Deviation (MAD) | 4.2018629 |
| Skewness | 0.037595743 |
| Sum | 1613979.1 |
| Variance | 26.073664 |
| Monotonicity | Not monotonic |
| Value | Count | Frequency (%) |
| 35.03040186 | 1 | < 0.1% |
| 33.0531145 | 1 | < 0.1% |
| 33.81189412 | 1 | < 0.1% |
| 32.43055902 | 1 | < 0.1% |
| 25.9268217 | 1 | < 0.1% |
| 30.11660045 | 1 | < 0.1% |
| 30.99642374 | 1 | < 0.1% |
| 33.87516722 | 1 | < 0.1% |
| 35.22970733 | 1 | < 0.1% |
| 35.68583595 | 1 | < 0.1% |
| Other values (49990) | 49990 |
| Value | Count | Frequency (%) |
| 20.50965206 | 1 | |
| 20.62001732 | 1 | |
| 20.73922549 | 1 | |
| 20.80058685 | 1 | |
| 20.83922638 | 1 | |
| 20.91964798 | 1 | |
| 21.11966911 | 1 | |
| 21.14020193 | 1 | |
| 21.18158151 | 1 | |
| 21.18710526 | 1 |
| Value | Count | Frequency (%) |
| 48.54066309 | 1 | |
| 48.22871401 | 1 | |
| 48.15277749 | 1 | |
| 48.09645727 | 1 | |
| 48.06528066 | 1 | |
| 47.28898726 | 1 | |
| 47.23010359 | 1 | |
| 47.16317245 | 1 | |
| 46.97777638 | 1 | |
| 46.94753325 | 1 |
Credit_History_Months
Real number (ℝ)
High correlation
| Distinct | 399 |
|---|---|
| Distinct (%) | 0.8% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Infinite | 0 |
| Infinite (%) | 0.0% |
| Mean | 227.04992 |
| Minimum | 10 |
|---|---|
| Maximum | 408 |
| Zeros | 0 |
| Zeros (%) | 0.0% |
| Negative | 0 |
| Negative (%) | 0.0% |
| Memory size | 1.8 MiB |
Quantile statistics
| Minimum | 10 |
|---|---|
| 5-th percentile | 73 |
| Q1 | 160 |
| median | 225 |
| Q3 | 298 |
| 95-th percentile | 385 |
| Maximum | 408 |
| Range | 398 |
| Interquartile range (IQR) | 138 |
Descriptive statistics
| Standard deviation | 95.002194 |
|---|---|
| Coefficient of variation (CV) | 0.41841985 |
| Kurtosis | -0.69698829 |
| Mean | 227.04992 |
| Median Absolute Deviation (MAD) | 69 |
| Skewness | -0.043285361 |
| Sum | 11352496 |
| Variance | 9025.4169 |
| Monotonicity | Not monotonic |
| Value | Count | Frequency (%) |
| 225 | 4654 | 9.3% |
| 241 | 254 | 0.5% |
| 193 | 254 | 0.5% |
| 223 | 252 | 0.5% |
| 235 | 252 | 0.5% |
| 222 | 250 | 0.5% |
| 198 | 248 | 0.5% |
| 229 | 242 | 0.5% |
| 217 | 241 | 0.5% |
| 199 | 238 | 0.5% |
| Other values (389) | 43115 |
| Value | Count | Frequency (%) |
| 10 | 13 | < 0.1% |
| 11 | 16 | < 0.1% |
| 12 | 33 | |
| 13 | 38 | |
| 14 | 27 | |
| 15 | 33 | |
| 16 | 25 | |
| 17 | 33 | |
| 18 | 51 | |
| 19 | 51 |
| Value | Count | Frequency (%) |
| 408 | 14 | < 0.1% |
| 407 | 15 | < 0.1% |
| 406 | 43 | 0.1% |
| 405 | 91 | |
| 404 | 118 | |
| 403 | 158 | |
| 402 | 151 | |
| 401 | 117 | |
| 400 | 108 | |
| 399 | 98 |
Payment_of_Min_Amount
Categorical
High correlation
| Distinct | 3 |
|---|---|
| Distinct (%) | < 0.1% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Memory size | 1.8 MiB |
| Yes | |
|---|---|
| No | |
| NM |
Length
| Max length | 3 |
|---|---|
| Median length | 3 |
| Mean length | 2.52316 |
| Min length | 2 |
Unique
| Unique | 0 ? |
|---|---|
| Unique (%) | 0.0% |
Sample
| 1st row | No |
|---|---|
| 2nd row | No |
| 3rd row | No |
| 4th row | No |
| 5th row | No |
Common Values
| Value | Count | Frequency (%) |
| Yes | 26158 | |
| No | 17849 | |
| NM | 5993 | 12.0% |
Length
Common Values (Plot)
| Value | Count | Frequency (%) |
| yes | 26158 | |
| no | 17849 | |
| nm | 5993 | 12.0% |
Most occurring characters
| Value | Count | Frequency (%) |
| Y | 26158 | |
| e | 26158 | |
| s | 26158 | |
| N | 23842 | |
| o | 17849 | |
| M | 5993 | 4.8% |
Most occurring categories
| Value | Count | Frequency (%) |
| (unknown) | 126158 |
Most frequent character per category
(unknown)
| Value | Count | Frequency (%) |
| Y | 26158 | |
| e | 26158 | |
| s | 26158 | |
| N | 23842 | |
| o | 17849 | |
| M | 5993 | 4.8% |
Most occurring scripts
| Value | Count | Frequency (%) |
| (unknown) | 126158 |
Most frequent character per script
(unknown)
| Value | Count | Frequency (%) |
| Y | 26158 | |
| e | 26158 | |
| s | 26158 | |
| N | 23842 | |
| o | 17849 | |
| M | 5993 | 4.8% |
Most occurring blocks
| Value | Count | Frequency (%) |
| (unknown) | 126158 |
Most frequent character per block
(unknown)
| Value | Count | Frequency (%) |
| Y | 26158 | |
| e | 26158 | |
| s | 26158 | |
| N | 23842 | |
| o | 17849 | |
| M | 5993 | 4.8% |
Total_EMI_per_month
Real number (ℝ)
Zeros
| Distinct | 10867 |
|---|---|
| Distinct (%) | 21.7% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Infinite | 0 |
| Infinite (%) | 0.0% |
| Mean | 119.57743 |
| Minimum | 0 |
|---|---|
| Maximum | 392.06015 |
| Zeros | 5002 |
| Zeros (%) | 10.0% |
| Negative | 0 |
| Negative (%) | 0.0% |
| Memory size | 1.8 MiB |
Quantile statistics
| Minimum | 0 |
|---|---|
| 5-th percentile | 0 |
| Q1 | 32.222388 |
| median | 74.733349 |
| Q3 | 176.15749 |
| 95-th percentile | 392.06015 |
| Maximum | 392.06015 |
| Range | 392.06015 |
| Interquartile range (IQR) | 143.9351 |
Descriptive statistics
| Standard deviation | 116.98867 |
|---|---|
| Coefficient of variation (CV) | 0.97835075 |
| Kurtosis | 0.21593906 |
| Mean | 119.57743 |
| Median Absolute Deviation (MAD) | 55.075845 |
| Skewness | 1.1451811 |
| Sum | 5978871.6 |
| Variance | 13686.349 |
| Monotonicity | Not monotonic |
| Value | Count | Frequency (%) |
| 0 | 5002 | 10.0% |
| 392.060147 | 3933 | 7.9% |
| 113.8333908 | 4 | < 0.1% |
| 16.41545166 | 4 | < 0.1% |
| 35.10402261 | 4 | < 0.1% |
| 49.57494921 | 4 | < 0.1% |
| 18.81621457 | 4 | < 0.1% |
| 261.2012178 | 4 | < 0.1% |
| 50.96087828 | 4 | < 0.1% |
| 16.18593991 | 4 | < 0.1% |
| Other values (10857) | 41033 |
| Value | Count | Frequency (%) |
| 0 | 5002 | |
| 4.462837467 | 4 | < 0.1% |
| 4.713183572 | 4 | < 0.1% |
| 4.865689677 | 4 | < 0.1% |
| 4.916138542 | 4 | < 0.1% |
| 5.138484696 | 4 | < 0.1% |
| 5.218466359 | 4 | < 0.1% |
| 5.24927327 | 4 | < 0.1% |
| 5.262291048 | 4 | < 0.1% |
| 5.351086151 | 4 | < 0.1% |
| Value | Count | Frequency (%) |
| 392.060147 | 3933 | |
| 391.6293696 | 3 | < 0.1% |
| 391.2455696 | 3 | < 0.1% |
| 391.0468209 | 4 | < 0.1% |
| 390.854909 | 4 | < 0.1% |
| 390.7054359 | 4 | < 0.1% |
| 390.5887994 | 4 | < 0.1% |
| 390.4512882 | 4 | < 0.1% |
| 390.2432922 | 2 | < 0.1% |
| 389.8371967 | 3 | < 0.1% |
Amount_invested_monthly
Real number (ℝ)
High correlation
| Distinct | 45450 |
|---|---|
| Distinct (%) | 90.9% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Infinite | 0 |
| Infinite (%) | 0.0% |
| Mean | 188.98437 |
| Minimum | 0 |
|---|---|
| Maximum | 1908.1244 |
| Zeros | 106 |
| Zeros (%) | 0.2% |
| Negative | 0 |
| Negative (%) | 0.0% |
| Memory size | 1.8 MiB |
Quantile statistics
| Minimum | 0 |
|---|---|
| 5-th percentile | 31.687205 |
| Q1 | 77.031011 |
| median | 129.03212 |
| Q3 | 220.5592 |
| 95-th percentile | 588.71397 |
| Maximum | 1908.1244 |
| Range | 1908.1244 |
| Interquartile range (IQR) | 143.52818 |
Descriptive statistics
| Standard deviation | 188.63977 |
|---|---|
| Coefficient of variation (CV) | 0.99817654 |
| Kurtosis | 9.1712604 |
| Mean | 188.98437 |
| Median Absolute Deviation (MAD) | 62.34207 |
| Skewness | 2.636989 |
| Sum | 9449218.5 |
| Variance | 35584.961 |
| Monotonicity | Not monotonic |
| Value | Count | Frequency (%) |
| 129.0321187 | 4446 | 8.9% |
| 0 | 106 | 0.2% |
| 148.2339379 | 1 | < 0.1% |
| 39.08251089 | 1 | < 0.1% |
| 39.68401842 | 1 | < 0.1% |
| 251.6273688 | 1 | < 0.1% |
| 72.68014533 | 1 | < 0.1% |
| 153.5344876 | 1 | < 0.1% |
| 397.5036535 | 1 | < 0.1% |
| 453.6151306 | 1 | < 0.1% |
| Other values (45440) | 45440 |
| Value | Count | Frequency (%) |
| 0 | 106 | |
| 10.00422175 | 1 | < 0.1% |
| 10.02534446 | 1 | < 0.1% |
| 10.03636801 | 1 | < 0.1% |
| 10.04805645 | 1 | < 0.1% |
| 10.05105695 | 1 | < 0.1% |
| 10.09676946 | 1 | < 0.1% |
| 10.13152849 | 1 | < 0.1% |
| 10.21922841 | 1 | < 0.1% |
| 10.22647426 | 1 | < 0.1% |
| Value | Count | Frequency (%) |
| 1908.1244 | 1 | |
| 1867.837027 | 1 | |
| 1813.033588 | 1 | |
| 1801.3582 | 1 | |
| 1757.024836 | 1 | |
| 1737.520076 | 1 | |
| 1690.324234 | 1 | |
| 1679.339961 | 1 | |
| 1657.176399 | 1 | |
| 1657.138212 | 1 |
Payment_Behaviour_lavel
Categorical
High correlation
| Distinct | 3 |
|---|---|
| Distinct (%) | < 0.1% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Memory size | 1.8 MiB |
| Low | |
|---|---|
| High | |
| Unknown |
Length
| Max length | 7 |
|---|---|
| Median length | 4 |
| Mean length | 3.73234 |
| Min length | 3 |
Unique
| Unique | 0 ? |
|---|---|
| Unique (%) | 0.0% |
Sample
| 1st row | Low |
|---|---|
| 2nd row | High |
| 3rd row | Low |
| 4th row | High |
| 5th row | High |
Common Values
| Value | Count | Frequency (%) |
| Low | 24783 | |
| High | 21417 | |
| Unknown | 3800 | 7.6% |
Length
Common Values (Plot)
| Value | Count | Frequency (%) |
| low | 24783 | |
| high | 21417 | |
| unknown | 3800 | 7.6% |
Most occurring characters
| Value | Count | Frequency (%) |
| o | 28583 | |
| w | 28583 | |
| L | 24783 | |
| H | 21417 | |
| i | 21417 | |
| g | 21417 | |
| h | 21417 | |
| n | 11400 | 6.1% |
| U | 3800 | 2.0% |
| k | 3800 | 2.0% |
Most occurring categories
| Value | Count | Frequency (%) |
| (unknown) | 186617 |
Most frequent character per category
(unknown)
| Value | Count | Frequency (%) |
| o | 28583 | |
| w | 28583 | |
| L | 24783 | |
| H | 21417 | |
| i | 21417 | |
| g | 21417 | |
| h | 21417 | |
| n | 11400 | 6.1% |
| U | 3800 | 2.0% |
| k | 3800 | 2.0% |
Most occurring scripts
| Value | Count | Frequency (%) |
| (unknown) | 186617 |
Most frequent character per script
(unknown)
| Value | Count | Frequency (%) |
| o | 28583 | |
| w | 28583 | |
| L | 24783 | |
| H | 21417 | |
| i | 21417 | |
| g | 21417 | |
| h | 21417 | |
| n | 11400 | 6.1% |
| U | 3800 | 2.0% |
| k | 3800 | 2.0% |
Most occurring blocks
| Value | Count | Frequency (%) |
| (unknown) | 186617 |
Most frequent character per block
(unknown)
| Value | Count | Frequency (%) |
| o | 28583 | |
| w | 28583 | |
| L | 24783 | |
| H | 21417 | |
| i | 21417 | |
| g | 21417 | |
| h | 21417 | |
| n | 11400 | 6.1% |
| U | 3800 | 2.0% |
| k | 3800 | 2.0% |
Payment_Behaviour_size
Categorical
High correlation
| Distinct | 4 |
|---|---|
| Distinct (%) | < 0.1% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Memory size | 1.8 MiB |
| Small | |
|---|---|
| Medium | |
| Large | |
| Unknown |
Length
| Max length | 7 |
|---|---|
| Median length | 5 |
| Mean length | 5.46718 |
| Min length | 5 |
Unique
| Unique | 0 ? |
|---|---|
| Unique (%) | 0.0% |
Sample
| 1st row | Small |
|---|---|
| 2nd row | Medium |
| 3rd row | Medium |
| 4th row | Medium |
| 5th row | Large |
Common Values
| Value | Count | Frequency (%) |
| Small | 18345 | |
| Medium | 15759 | |
| Large | 12096 | |
| Unknown | 3800 | 7.6% |
Length
Common Values (Plot)
| Value | Count | Frequency (%) |
| small | 18345 | |
| medium | 15759 | |
| large | 12096 | |
| unknown | 3800 | 7.6% |
Most occurring characters
| Value | Count | Frequency (%) |
| l | 36690 | |
| m | 34104 | |
| a | 30441 | |
| e | 27855 | |
| S | 18345 | 6.7% |
| M | 15759 | 5.8% |
| d | 15759 | 5.8% |
| i | 15759 | 5.8% |
| u | 15759 | 5.8% |
| L | 12096 | 4.4% |
| Other values (7) | 50792 |
Most occurring categories
| Value | Count | Frequency (%) |
| (unknown) | 273359 |
Most frequent character per category
(unknown)
| Value | Count | Frequency (%) |
| l | 36690 | |
| m | 34104 | |
| a | 30441 | |
| e | 27855 | |
| S | 18345 | 6.7% |
| M | 15759 | 5.8% |
| d | 15759 | 5.8% |
| i | 15759 | 5.8% |
| u | 15759 | 5.8% |
| L | 12096 | 4.4% |
| Other values (7) | 50792 |
Most occurring scripts
| Value | Count | Frequency (%) |
| (unknown) | 273359 |
Most frequent character per script
(unknown)
| Value | Count | Frequency (%) |
| l | 36690 | |
| m | 34104 | |
| a | 30441 | |
| e | 27855 | |
| S | 18345 | 6.7% |
| M | 15759 | 5.8% |
| d | 15759 | 5.8% |
| i | 15759 | 5.8% |
| u | 15759 | 5.8% |
| L | 12096 | 4.4% |
| Other values (7) | 50792 |
Most occurring blocks
| Value | Count | Frequency (%) |
| (unknown) | 273359 |
Most frequent character per block
(unknown)
| Value | Count | Frequency (%) |
| l | 36690 | |
| m | 34104 | |
| a | 30441 | |
| e | 27855 | |
| S | 18345 | 6.7% |
| M | 15759 | 5.8% |
| d | 15759 | 5.8% |
| i | 15759 | 5.8% |
| u | 15759 | 5.8% |
| L | 12096 | 4.4% |
| Other values (7) | 50792 |
Monthly_Balance
Real number (ℝ)
High correlation
| Distinct | 49433 |
|---|---|
| Distinct (%) | 98.9% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Infinite | 0 |
| Infinite (%) | 0.0% |
| Mean | 402.31557 |
| Minimum | 0.10340223 |
|---|---|
| Maximum | 1606.5182 |
| Zeros | 0 |
| Zeros (%) | 0.0% |
| Negative | 0 |
| Negative (%) | 0.0% |
| Memory size | 1.8 MiB |
Quantile statistics
| Minimum | 0.10340223 |
|---|---|
| 5-th percentile | 176.64497 |
| Q1 | 271.11856 |
| median | 336.98458 |
| Q3 | 468.57122 |
| 95-th percentile | 861.95932 |
| Maximum | 1606.5182 |
| Range | 1606.4148 |
| Interquartile range (IQR) | 197.45265 |
Descriptive statistics
| Standard deviation | 212.58327 |
|---|---|
| Coefficient of variation (CV) | 0.52839931 |
| Kurtosis | 2.9452848 |
| Mean | 402.31557 |
| Median Absolute Deviation (MAD) | 83.224889 |
| Skewness | 1.5952097 |
| Sum | 20115778 |
| Variance | 45191.646 |
| Monotonicity | Not monotonic |
| Value | Count | Frequency (%) |
| 336.9845816 | 568 | 1.1% |
| 186.2667021 | 1 | < 0.1% |
| 361.4440039 | 1 | < 0.1% |
| 264.6754462 | 1 | < 0.1% |
| 343.8268732 | 1 | < 0.1% |
| 485.2984337 | 1 | < 0.1% |
| 303.3550833 | 1 | < 0.1% |
| 452.3023068 | 1 | < 0.1% |
| 421.4479645 | 1 | < 0.1% |
| 854.226027 | 1 | < 0.1% |
| Other values (49423) | 49423 |
| Value | Count | Frequency (%) |
| 0.1034022312 | 1 | |
| 0.2555499673 | 1 | |
| 0.7296795617 | 1 | |
| 0.7738601314 | 1 | |
| 0.9178127083 | 1 | |
| 1.084551968 | 1 | |
| 1.168406843 | 1 | |
| 1.325801602 | 1 | |
| 1.362636471 | 1 | |
| 1.373412124 | 1 |
| Value | Count | Frequency (%) |
| 1606.518192 | 1 | |
| 1566.125572 | 1 | |
| 1553.841636 | 1 | |
| 1553.386647 | 1 | |
| 1550.85202 | 1 | |
| 1548.204189 | 1 | |
| 1546.264717 | 1 | |
| 1540.935972 | 1 | |
| 1496.408869 | 1 | |
| 1496.113981 | 1 |
Credit_Mix
Categorical
High correlation
| Distinct | 3 |
|---|---|
| Distinct (%) | < 0.1% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Memory size | 1.8 MiB |
| Standard | |
|---|---|
| Good | |
| Bad |
Length
| Max length | 8 |
|---|---|
| Median length | 4 |
| Mean length | 5.58614 |
| Min length | 3 |
Unique
| Unique | 0 ? |
|---|---|
| Unique (%) | 0.0% |
Sample
| 1st row | Good |
|---|---|
| 2nd row | Good |
| 3rd row | Good |
| 4th row | Good |
| 5th row | Good |
Common Values
| Value | Count | Frequency (%) |
| Standard | 22814 | |
| Good | 15237 | |
| Bad | 11949 |
Length
Common Values (Plot)
| Value | Count | Frequency (%) |
| standard | 22814 | |
| good | 15237 | |
| bad | 11949 |
Most occurring characters
| Value | Count | Frequency (%) |
| d | 72814 | |
| a | 57577 | |
| o | 30474 | |
| S | 22814 | 8.2% |
| t | 22814 | 8.2% |
| n | 22814 | 8.2% |
| r | 22814 | 8.2% |
| G | 15237 | 5.5% |
| B | 11949 | 4.3% |
Most occurring categories
| Value | Count | Frequency (%) |
| (unknown) | 279307 |
Most frequent character per category
(unknown)
| Value | Count | Frequency (%) |
| d | 72814 | |
| a | 57577 | |
| o | 30474 | |
| S | 22814 | 8.2% |
| t | 22814 | 8.2% |
| n | 22814 | 8.2% |
| r | 22814 | 8.2% |
| G | 15237 | 5.5% |
| B | 11949 | 4.3% |
Most occurring scripts
| Value | Count | Frequency (%) |
| (unknown) | 279307 |
Most frequent character per script
(unknown)
| Value | Count | Frequency (%) |
| d | 72814 | |
| a | 57577 | |
| o | 30474 | |
| S | 22814 | 8.2% |
| t | 22814 | 8.2% |
| n | 22814 | 8.2% |
| r | 22814 | 8.2% |
| G | 15237 | 5.5% |
| B | 11949 | 4.3% |
Most occurring blocks
| Value | Count | Frequency (%) |
| (unknown) | 279307 |
Most frequent character per block
(unknown)
| Value | Count | Frequency (%) |
| d | 72814 | |
| a | 57577 | |
| o | 30474 | |
| S | 22814 | 8.2% |
| t | 22814 | 8.2% |
| n | 22814 | 8.2% |
| r | 22814 | 8.2% |
| G | 15237 | 5.5% |
| B | 11949 | 4.3% |
Interactions
Correlations
| Age | Amount_invested_monthly | Annual_Income | Auto Loan | Changed_Credit_Limit | Credit-Builder Loan | Credit_History_Months | Credit_Mix | Credit_Utilization_Ratio | Debt Consolidation Loan | Delay_from_due_date | Home Equity Loan | Interest_Rate | Monthly_Balance | Monthly_Inhand_Salary | Mortgage Loan | Num_Bank_Accounts | Num_Credit_Card | Num_Credit_Inquiries | Num_of_Delayed_Payment | Num_of_Loan | Num_of_Loan_Types | Occupation | Outstanding_Debt | Payday Loan | Payment_Behaviour_lavel | Payment_Behaviour_size | Payment_of_Min_Amount | Personal Loan | Student Loan | Total_EMI_per_month | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Age | 1.000 | 0.032 | 0.046 | 0.098 | -0.096 | 0.093 | 0.143 | 0.190 | 0.016 | 0.093 | -0.106 | 0.094 | -0.134 | 0.074 | 0.040 | 0.093 | -0.118 | -0.089 | -0.147 | -0.105 | -0.125 | -0.121 | 0.027 | -0.132 | 0.086 | 0.027 | 0.022 | 0.190 | 0.097 | 0.099 | -0.049 |
| Amount_invested_monthly | 0.032 | 1.000 | 0.577 | 0.060 | -0.094 | 0.065 | 0.168 | 0.136 | 0.016 | 0.054 | -0.147 | 0.059 | -0.185 | -0.013 | 0.559 | 0.051 | -0.166 | -0.123 | -0.161 | -0.158 | -0.152 | -0.150 | 0.009 | -0.172 | 0.065 | 0.185 | 0.062 | 0.116 | 0.060 | 0.057 | 0.280 |
| Annual_Income | 0.046 | 0.577 | 1.000 | 0.000 | -0.133 | 0.008 | 0.237 | 0.000 | 0.120 | 0.000 | -0.223 | 0.000 | -0.270 | 0.559 | 0.865 | 0.007 | -0.249 | -0.186 | -0.236 | -0.228 | -0.212 | -0.211 | 0.003 | -0.250 | 0.003 | 0.000 | 0.000 | 0.007 | 0.000 | 0.000 | 0.439 |
| Auto Loan | 0.098 | 0.060 | 0.000 | 1.000 | 0.152 | 0.094 | 0.239 | 0.258 | 0.056 | 0.077 | 0.197 | 0.068 | 0.235 | 0.177 | 0.102 | 0.072 | 0.198 | 0.177 | 0.006 | 0.183 | 0.375 | 0.440 | 0.020 | 0.265 | 0.087 | 0.031 | 0.029 | 0.192 | 0.082 | 0.068 | 0.209 |
| Changed_Credit_Limit | -0.096 | -0.094 | -0.133 | 0.152 | 1.000 | 0.146 | -0.343 | 0.411 | -0.037 | 0.131 | 0.247 | 0.150 | 0.316 | -0.177 | -0.127 | 0.141 | 0.272 | 0.177 | 0.324 | 0.244 | 0.265 | 0.259 | 0.020 | 0.280 | 0.135 | 0.030 | 0.024 | 0.340 | 0.144 | 0.141 | 0.081 |
| Credit-Builder Loan | 0.093 | 0.065 | 0.008 | 0.094 | 0.146 | 1.000 | 0.245 | 0.271 | 0.059 | 0.072 | 0.194 | 0.102 | 0.237 | 0.199 | 0.129 | 0.077 | 0.206 | 0.184 | 0.005 | 0.195 | 0.390 | 0.451 | 0.022 | 0.269 | 0.074 | 0.034 | 0.033 | 0.196 | 0.081 | 0.073 | 0.206 |
| Credit_History_Months | 0.143 | 0.168 | 0.237 | 0.239 | -0.343 | 0.245 | 1.000 | 0.479 | 0.063 | 0.231 | -0.461 | 0.227 | -0.545 | 0.344 | 0.224 | 0.240 | -0.466 | -0.377 | -0.568 | -0.435 | -0.533 | -0.517 | 0.027 | -0.566 | 0.241 | 0.057 | 0.045 | 0.397 | 0.237 | 0.238 | -0.170 |
| Credit_Mix | 0.190 | 0.136 | 0.000 | 0.258 | 0.411 | 0.271 | 0.479 | 1.000 | 0.087 | 0.245 | 0.586 | 0.258 | 0.628 | 0.292 | 0.268 | 0.265 | 0.613 | 0.465 | 0.000 | 0.586 | 0.509 | 0.439 | 0.030 | 0.585 | 0.256 | 0.064 | 0.066 | 0.545 | 0.254 | 0.249 | 0.152 |
| Credit_Utilization_Ratio | 0.016 | 0.016 | 0.120 | 0.056 | -0.037 | 0.059 | 0.063 | 0.087 | 1.000 | 0.058 | -0.064 | 0.060 | -0.061 | 0.184 | 0.114 | 0.058 | -0.067 | -0.050 | -0.064 | -0.062 | -0.094 | -0.088 | 0.000 | -0.070 | 0.050 | 0.094 | 0.069 | 0.072 | 0.052 | 0.056 | 0.006 |
| Debt Consolidation Loan | 0.093 | 0.054 | 0.000 | 0.077 | 0.131 | 0.072 | 0.231 | 0.245 | 0.058 | 1.000 | 0.202 | 0.083 | 0.220 | 0.186 | 0.118 | 0.070 | 0.187 | 0.162 | 0.010 | 0.161 | 0.373 | 0.431 | 0.026 | 0.247 | 0.079 | 0.036 | 0.037 | 0.187 | 0.076 | 0.053 | 0.208 |
| Delay_from_due_date | -0.106 | -0.147 | -0.223 | 0.197 | 0.247 | 0.194 | -0.461 | 0.586 | -0.064 | 0.202 | 1.000 | 0.202 | 0.567 | -0.303 | -0.204 | 0.204 | 0.566 | 0.435 | 0.486 | 0.518 | 0.424 | 0.412 | 0.023 | 0.515 | 0.197 | 0.052 | 0.044 | 0.357 | 0.204 | 0.197 | 0.122 |
| Home Equity Loan | 0.094 | 0.059 | 0.000 | 0.068 | 0.150 | 0.102 | 0.227 | 0.258 | 0.060 | 0.083 | 0.202 | 1.000 | 0.233 | 0.183 | 0.108 | 0.080 | 0.196 | 0.172 | 0.000 | 0.187 | 0.389 | 0.449 | 0.029 | 0.258 | 0.081 | 0.026 | 0.019 | 0.194 | 0.087 | 0.070 | 0.215 |
| Interest_Rate | -0.134 | -0.185 | -0.270 | 0.235 | 0.316 | 0.237 | -0.545 | 0.628 | -0.061 | 0.220 | 0.567 | 0.233 | 1.000 | -0.347 | -0.253 | 0.230 | 0.583 | 0.454 | 0.585 | 0.539 | 0.493 | 0.483 | 0.027 | 0.603 | 0.226 | 0.062 | 0.054 | 0.445 | 0.226 | 0.221 | 0.126 |
| Monthly_Balance | 0.074 | -0.013 | 0.559 | 0.177 | -0.177 | 0.199 | 0.344 | 0.292 | 0.184 | 0.186 | -0.303 | 0.183 | -0.347 | 1.000 | 0.544 | 0.183 | -0.314 | -0.249 | -0.329 | -0.295 | -0.453 | -0.437 | 0.011 | -0.350 | 0.177 | 0.339 | 0.213 | 0.230 | 0.181 | 0.175 | 0.034 |
| Monthly_Inhand_Salary | 0.040 | 0.559 | 0.865 | 0.102 | -0.127 | 0.129 | 0.224 | 0.268 | 0.114 | 0.118 | -0.204 | 0.108 | -0.253 | 0.544 | 1.000 | 0.109 | -0.228 | -0.168 | -0.220 | -0.212 | -0.196 | -0.194 | 0.023 | -0.234 | 0.108 | 0.193 | 0.151 | 0.211 | 0.107 | 0.106 | 0.417 |
| Mortgage Loan | 0.093 | 0.051 | 0.007 | 0.072 | 0.141 | 0.077 | 0.240 | 0.265 | 0.058 | 0.070 | 0.204 | 0.080 | 0.230 | 0.183 | 0.109 | 1.000 | 0.207 | 0.175 | 0.000 | 0.180 | 0.387 | 0.435 | 0.042 | 0.266 | 0.068 | 0.026 | 0.028 | 0.190 | 0.086 | 0.072 | 0.221 |
| Num_Bank_Accounts | -0.118 | -0.166 | -0.249 | 0.198 | 0.272 | 0.206 | -0.466 | 0.613 | -0.067 | 0.187 | 0.566 | 0.196 | 0.583 | -0.314 | -0.228 | 0.207 | 1.000 | 0.420 | 0.487 | 0.544 | 0.426 | 0.414 | 0.028 | 0.492 | 0.200 | 0.059 | 0.051 | 0.405 | 0.200 | 0.181 | 0.097 |
| Num_Credit_Card | -0.089 | -0.123 | -0.186 | 0.177 | 0.177 | 0.184 | -0.377 | 0.465 | -0.050 | 0.162 | 0.435 | 0.172 | 0.454 | -0.249 | -0.168 | 0.175 | 0.420 | 1.000 | 0.398 | 0.375 | 0.350 | 0.341 | 0.026 | 0.447 | 0.179 | 0.043 | 0.042 | 0.289 | 0.168 | 0.166 | 0.092 |
| Num_Credit_Inquiries | -0.147 | -0.161 | -0.236 | 0.006 | 0.324 | 0.005 | -0.568 | 0.000 | -0.064 | 0.010 | 0.486 | 0.000 | 0.585 | -0.329 | -0.220 | 0.000 | 0.487 | 0.398 | 1.000 | 0.444 | 0.491 | 0.478 | 0.000 | 0.562 | 0.009 | 0.000 | 0.000 | 0.003 | 0.009 | 0.004 | 0.148 |
| Num_of_Delayed_Payment | -0.105 | -0.158 | -0.228 | 0.183 | 0.244 | 0.195 | -0.435 | 0.586 | -0.062 | 0.161 | 0.518 | 0.187 | 0.539 | -0.295 | -0.212 | 0.180 | 0.544 | 0.375 | 0.444 | 1.000 | 0.403 | 0.392 | 0.019 | 0.457 | 0.169 | 0.047 | 0.043 | 0.375 | 0.170 | 0.174 | 0.097 |
| Num_of_Loan | -0.125 | -0.152 | -0.212 | 0.375 | 0.265 | 0.390 | -0.533 | 0.509 | -0.094 | 0.373 | 0.424 | 0.389 | 0.493 | -0.453 | -0.196 | 0.387 | 0.426 | 0.350 | 0.491 | 0.403 | 1.000 | 0.871 | 0.027 | 0.519 | 0.384 | 0.052 | 0.043 | 0.355 | 0.379 | 0.374 | 0.466 |
| Num_of_Loan_Types | -0.121 | -0.150 | -0.211 | 0.440 | 0.259 | 0.451 | -0.517 | 0.439 | -0.088 | 0.431 | 0.412 | 0.449 | 0.483 | -0.437 | -0.194 | 0.435 | 0.414 | 0.341 | 0.478 | 0.392 | 0.871 | 1.000 | 0.029 | 0.505 | 0.439 | 0.047 | 0.039 | 0.315 | 0.444 | 0.423 | 0.457 |
| Occupation | 0.027 | 0.009 | 0.003 | 0.020 | 0.020 | 0.022 | 0.027 | 0.030 | 0.000 | 0.026 | 0.023 | 0.029 | 0.027 | 0.011 | 0.023 | 0.042 | 0.028 | 0.026 | 0.000 | 0.019 | 0.027 | 0.029 | 1.000 | 0.028 | 0.009 | 0.007 | 0.011 | 0.013 | 0.023 | 0.005 | 0.025 |
| Outstanding_Debt | -0.132 | -0.172 | -0.250 | 0.265 | 0.280 | 0.269 | -0.566 | 0.585 | -0.070 | 0.247 | 0.515 | 0.258 | 0.603 | -0.350 | -0.234 | 0.266 | 0.492 | 0.447 | 0.562 | 0.457 | 0.519 | 0.505 | 0.028 | 1.000 | 0.258 | 0.063 | 0.056 | 0.376 | 0.257 | 0.256 | 0.145 |
| Payday Loan | 0.086 | 0.065 | 0.003 | 0.087 | 0.135 | 0.074 | 0.241 | 0.256 | 0.050 | 0.079 | 0.197 | 0.081 | 0.226 | 0.177 | 0.108 | 0.068 | 0.200 | 0.179 | 0.009 | 0.169 | 0.384 | 0.439 | 0.009 | 0.258 | 1.000 | 0.024 | 0.029 | 0.199 | 0.071 | 0.072 | 0.209 |
| Payment_Behaviour_lavel | 0.027 | 0.185 | 0.000 | 0.031 | 0.030 | 0.034 | 0.057 | 0.064 | 0.094 | 0.036 | 0.052 | 0.026 | 0.062 | 0.339 | 0.193 | 0.026 | 0.059 | 0.043 | 0.000 | 0.047 | 0.052 | 0.047 | 0.007 | 0.063 | 0.024 | 1.000 | 0.729 | 0.054 | 0.023 | 0.028 | 0.104 |
| Payment_Behaviour_size | 0.022 | 0.062 | 0.000 | 0.029 | 0.024 | 0.033 | 0.045 | 0.066 | 0.069 | 0.037 | 0.044 | 0.019 | 0.054 | 0.213 | 0.151 | 0.028 | 0.051 | 0.042 | 0.000 | 0.043 | 0.043 | 0.039 | 0.011 | 0.056 | 0.029 | 0.729 | 1.000 | 0.057 | 0.025 | 0.034 | 0.084 |
| Payment_of_Min_Amount | 0.190 | 0.116 | 0.007 | 0.192 | 0.340 | 0.196 | 0.397 | 0.545 | 0.072 | 0.187 | 0.357 | 0.194 | 0.445 | 0.230 | 0.211 | 0.190 | 0.405 | 0.289 | 0.003 | 0.375 | 0.355 | 0.315 | 0.013 | 0.376 | 0.199 | 0.054 | 0.057 | 1.000 | 0.190 | 0.185 | 0.106 |
| Personal Loan | 0.097 | 0.060 | 0.000 | 0.082 | 0.144 | 0.081 | 0.237 | 0.254 | 0.052 | 0.076 | 0.204 | 0.087 | 0.226 | 0.181 | 0.107 | 0.086 | 0.200 | 0.168 | 0.009 | 0.170 | 0.379 | 0.444 | 0.023 | 0.257 | 0.071 | 0.023 | 0.025 | 0.190 | 1.000 | 0.075 | 0.204 |
| Student Loan | 0.099 | 0.057 | 0.000 | 0.068 | 0.141 | 0.073 | 0.238 | 0.249 | 0.056 | 0.053 | 0.197 | 0.070 | 0.221 | 0.175 | 0.106 | 0.072 | 0.181 | 0.166 | 0.004 | 0.174 | 0.374 | 0.423 | 0.005 | 0.256 | 0.072 | 0.028 | 0.034 | 0.185 | 0.075 | 1.000 | 0.205 |
| Total_EMI_per_month | -0.049 | 0.280 | 0.439 | 0.209 | 0.081 | 0.206 | -0.170 | 0.152 | 0.006 | 0.208 | 0.122 | 0.215 | 0.126 | 0.034 | 0.417 | 0.221 | 0.097 | 0.092 | 0.148 | 0.097 | 0.466 | 0.457 | 0.025 | 0.145 | 0.209 | 0.104 | 0.084 | 0.106 | 0.204 | 0.205 | 1.000 |
Missing values
Sample
| Age | Occupation | Annual_Income | Monthly_Inhand_Salary | Num_Bank_Accounts | Num_Credit_Card | Interest_Rate | Num_of_Loan | Debt Consolidation Loan | Home Equity Loan | Student Loan | Payday Loan | Personal Loan | Auto Loan | Mortgage Loan | Credit-Builder Loan | Num_of_Loan_Types | Delay_from_due_date | Num_of_Delayed_Payment | Changed_Credit_Limit | Num_Credit_Inquiries | Outstanding_Debt | Credit_Utilization_Ratio | Credit_History_Months | Payment_of_Min_Amount | Total_EMI_per_month | Amount_invested_monthly | Payment_Behaviour_lavel | Payment_Behaviour_size | Monthly_Balance | Credit_Mix | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 0 | 23 | Scientist | 19114.12 | 1824.843333 | 3 | 4 | 3 | 4 | 0 | 1 | 0 | 0 | 1 | 1 | 0 | 1 | 4 | 3 | 7 | 11.27 | 2022 | 809.98 | 35.030402 | 273.0 | No | 49.574949 | 236.642682 | Low | Small | 186.266702 | Good |
| 1 | 24 | Scientist | 19114.12 | 1824.843333 | 3 | 4 | 3 | 4 | 0 | 1 | 0 | 0 | 1 | 1 | 0 | 1 | 4 | 3 | 9 | 13.27 | 4 | 809.98 | 33.053114 | 274.0 | No | 49.574949 | 21.465380 | High | Medium | 361.444004 | Good |
| 2 | 24 | Scientist | 19114.12 | 1824.843333 | 3 | 4 | 3 | 4 | 0 | 1 | 0 | 0 | 1 | 1 | 0 | 1 | 4 | -1 | 4 | 12.27 | 4 | 809.98 | 33.811894 | 225.0 | No | 49.574949 | 148.233938 | Low | Medium | 264.675446 | Good |
| 3 | 34 | Scientist | 19114.12 | 3086.305000 | 3 | 4 | 3 | 4 | 0 | 1 | 0 | 0 | 1 | 1 | 0 | 1 | 4 | 4 | 5 | 11.27 | 4 | 809.98 | 32.430559 | 276.0 | No | 49.574949 | 39.082511 | High | Medium | 343.826873 | Good |
| 4 | 28 | Unknown | 34847.84 | 3037.986667 | 2 | 4 | 6 | 1 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 1 | 3 | 1 | 5.42 | 5 | 605.03 | 25.926822 | 327.0 | No | 18.816215 | 39.684018 | High | Large | 485.298434 | Good |
| 5 | 28 | Teacher | 34847.84 | 3037.986667 | 2 | 4 | 6 | 1 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 1 | 3 | 3 | 5.42 | 5 | 605.03 | 30.116600 | 328.0 | No | 18.816215 | 251.627369 | Low | Large | 303.355083 | Good |
| 6 | 28 | Teacher | 34847.84 | 3037.986667 | 2 | 4 | 6 | 1 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 1 | 3 | 14 | 5.42 | 5 | 605.03 | 30.996424 | 329.0 | No | 18.816215 | 72.680145 | High | Large | 452.302307 | Good |
| 7 | 28 | Teacher | 34847.84 | 3037.986667 | 2 | 4 | 6 | 1 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 1 | 1 | 3 | 14 | 7.42 | 5 | 605.03 | 33.875167 | 330.0 | No | 18.816215 | 153.534488 | Unknown | Unknown | 421.447964 | Good |
| 8 | 35 | Engineer | 143162.64 | 3086.305000 | 1 | 5 | 8 | 3 | 0 | 0 | 0 | 0 | 0 | 1 | 0 | 0 | 1 | 8 | 14 | 7.10 | 3 | 1303.01 | 35.229707 | 221.0 | No | 246.992319 | 397.503654 | Low | Medium | 854.226027 | Good |
| 9 | 35 | Engineer | 143162.64 | 12187.220000 | 1 | 5 | 8 | 3 | 0 | 0 | 0 | 0 | 0 | 1 | 0 | 0 | 1 | 6 | 3 | 2.10 | 3 | 1303.01 | 35.685836 | 222.0 | No | 246.992319 | 453.615131 | Low | Large | 788.114550 | Good |
| Age | Occupation | Annual_Income | Monthly_Inhand_Salary | Num_Bank_Accounts | Num_Credit_Card | Interest_Rate | Num_of_Loan | Debt Consolidation Loan | Home Equity Loan | Student Loan | Payday Loan | Personal Loan | Auto Loan | Mortgage Loan | Credit-Builder Loan | Num_of_Loan_Types | Delay_from_due_date | Num_of_Delayed_Payment | Changed_Credit_Limit | Num_Credit_Inquiries | Outstanding_Debt | Credit_Utilization_Ratio | Credit_History_Months | Payment_of_Min_Amount | Total_EMI_per_month | Amount_invested_monthly | Payment_Behaviour_lavel | Payment_Behaviour_size | Monthly_Balance | Credit_Mix | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 49990 | 50 | Writer | 37188.10 | 3097.008333 | 1 | 4 | 13 | 3 | 0 | 1 | 1 | 0 | 0 | 0 | 1 | 0 | 3 | 7 | 12 | 5.38 | 3 | 620.64 | 25.708414 | 367.0 | No | 84.205949 | 183.365628 | Low | Large | 312.129256 | Good |
| 49991 | 34 | Writer | 37188.10 | 3097.008333 | 1 | 4 | 5 | 3 | 0 | 1 | 1 | 0 | 0 | 0 | 1 | 0 | 3 | 3 | 12 | 5.38 | 3 | 620.64 | 36.498383 | 368.0 | No | 392.060147 | 238.399383 | Low | Large | 257.095501 | Good |
| 49992 | 29 | Architect | 20002.88 | 1929.906667 | 10 | 8 | 29 | 5 | 0 | 0 | 1 | 0 | 1 | 1 | 1 | 0 | 4 | 33 | 25 | 18.31 | 9 | 3571.70 | 32.391288 | 76.0 | Yes | 60.964772 | 107.210742 | Low | Small | 314.815153 | Bad |
| 49993 | 29 | Architect | 20002.88 | 1929.906667 | 10 | 8 | 29 | 5 | 0 | 0 | 1 | 0 | 1 | 1 | 1 | 0 | 4 | 33 | 25 | 18.31 | 12 | 3571.70 | 37.528511 | 77.0 | Yes | 60.964772 | 71.794421 | Low | Small | 350.231473 | Bad |
| 49994 | 29 | Unknown | 20002.88 | 1929.906667 | 10 | 8 | 29 | 5 | 0 | 0 | 1 | 0 | 1 | 1 | 1 | 0 | 4 | 33 | 22 | 18.31 | 12 | 3571.70 | 27.027812 | 78.0 | Yes | 60.964772 | 50.846847 | High | Small | 341.179047 | Bad |
| 49995 | 34 | Architect | 20002.88 | 1929.906667 | 10 | 8 | 29 | 5 | 0 | 0 | 1 | 0 | 1 | 1 | 1 | 0 | 4 | 33 | 25 | 18.31 | 12 | 3571.70 | 34.780553 | 225.0 | Yes | 60.964772 | 146.486325 | Low | Small | 275.539570 | Bad |
| 49996 | 25 | Mechanic | 39628.99 | 3086.305000 | 4 | 6 | 7 | 3 | 0 | 0 | 1 | 0 | 0 | 1 | 0 | 0 | 2 | 20 | 14 | 11.50 | 7 | 502.38 | 27.758522 | 383.0 | NM | 35.104023 | 181.442999 | Low | Small | 409.394562 | Good |
| 49997 | 25 | Mechanic | 39628.99 | 3359.415833 | 4 | 6 | 7 | 2 | 0 | 0 | 1 | 0 | 0 | 1 | 0 | 0 | 2 | 23 | 5 | 13.50 | 7 | 502.38 | 36.858542 | 384.0 | No | 35.104023 | 129.032119 | Low | Large | 349.726332 | Good |
| 49998 | 25 | Mechanic | 39628.99 | 3086.305000 | 4 | 6 | 7 | 3 | 0 | 0 | 1 | 0 | 0 | 1 | 0 | 0 | 2 | 21 | 14 | 11.50 | 7 | 502.38 | 39.139840 | 385.0 | No | 35.104023 | 97.598580 | High | Small | 463.238981 | Good |
| 49999 | 25 | Mechanic | 39628.99 | 3359.415833 | 4 | 6 | 7 | 2 | 0 | 0 | 1 | 0 | 0 | 1 | 0 | 0 | 2 | 22 | 5 | 11.50 | 7 | 502.38 | 34.108530 | 386.0 | No | 35.104023 | 220.457878 | Low | Medium | 360.379683 | Good |